Streamline your finances by transferring your existing home loan to Unico.
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Acquire brand-new commercial spaces or shops in commercial complexes.
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Boost your existing home loan for various purposes, like renovations, extensions, etc.
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Leverage the equity in your residential property to address various financial requirements.
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Construct your ideal living space with our Home Construction Loan.
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Purchase your commercial space to upscale your business using this loan.
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Why Choose Unico
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Quick Approvals, Simplified Process:
Recognizing your urgency, we streamline pre-loan formalities to expedite decisions and provide quicker access to your dream home.
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Seamless Documentation, Reduced Paperwork:
We emphasize a straightforward documentation process, guaranteeing a smooth journey towards your dream space.
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Digital Ease, Constant Connectivity:
Our intuitive digital tools provide round-the-clock access to account details, payments, and support, empowering you at every stage.
Plan your dream home with confidence!
Review from our valued Customers
Sujatha V
Chennai
Loan Against Property - Commercial
"Unico's loan against property for commercial purposes has been a game-changer for my business.
Ashok metha
Gujarat
Home Renovation Loan
"Thanks to Unico's home renovation loan, I was able to turn my house into my dream home.
Anjali prathap
Karnataka
Loan Against Property-Topup
"As an existing LAP customer of Unico, I recently availed of their top-up option, and I'm extremely satisfied.
Pardeep
Telungana
Resale Purchase Loan
"Securing a loan for purchasing a resale flat seemed daunting until I approached Unico.
Frequently Asked Questions
Answers to your home financing queries
General
Loans
The determination of your Home Loan eligibility relies on your repayment capacity, extending up to 90% of the property value. Repayment capacity is influenced by the combined income of all applicants and the age of the primary applicant.
The tenure of your home loan ranges for up to 20 years. The term, however, does not extend beyond the retirement age or 60 years, whichever is earlier.
Blogs and Articles about UNICO
Unico’s Home Loan Balance Transfer: Empower Your Finances
Unico's seamless home loan balance transfer give you lower rates, reduced EMIs & personalised assistance.
Unico Home Loans: Unveiling the ABCs of Homeownership
Owning a home is a cherished dream for many Indians. It's not just about having a roof over your head; it's about security, stability, and a sense of accomplishment.
Build Your Dream: Unico's Loan Against Property - Your Key to Possibilities
Your property can be a step towards your new home with Unico’s Loan Against Property. Get personalised loans based on your needs.
Invest in your Future with Unico’s Commercial Property Loan
Empower your business growth and success with Unico's commercial property loans and step into a brighter future.
Unico Housing Finance Private Limited, an RBI-registered housing finance company, is dedicated to offering affordable housing solutions for lower and middle-income customers. Unico’s services provide diverse benefits, catering to individuals in the affordable housing segment.
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